PRIVACY PRACTICES
Title One, Inc. is committed to ensuring the privacy and confidentiality
of its customers and visitors to the company's web site. As
such, Title One, Inc utilizes industry-standard security measures
to safeguard internet transactions and communications.
Title One, Inc Privacy Policy for
Customer Information
Beginning July 1, 2001, all financial institutions are required
to deliver privacy policy notices to members of the public
who buy financial products and services.
Special Note About Children
Title One, Inc. does not provide services to children and
its web sites are not intended for children. Title One, Inc.
asks that minors not submit any personal information to Title
One, Inc. If you are a minor, you can use this site or Title
One, Inc's, services in conjunction with a parent or guardian.
Non-Personal Identification Information
Collection
While Title One, Inc 's web servers automatically collect
visitor domain names, they do not involuntarily collect personal
identification information about visitors. The web servers
gather information about the particulars of a visitor's visit
through the Title One web site, such as the web page from
which a visitor enters Title One's site, the pages within
Title One 's site visited, how long a visitor is on the site,
and other such information that will help Title One evaluate
and improve its site.
Personal Identification Information
Collection
When visitors voluntarily provide personal identification
information to Title One through the company's web site, such
as when ordering services/products and accessing account specific
or other profile information, Title One limits its use of
such information to the purposes for which the information
was provided. However, Title One reserves the right to use
such information for marketing/product development research
and other similar purposes and/or to contact a visitor regarding
additional services/products such visitor may find useful.
Visitors have the right to choose not to receive this information
by notifying Title One of their preference.
Internal Disclosure of Information
Title One employees are permitted access to the information
they require to perform their jobs and service customers.
Title One maintains strict internal policies against the unauthorized
disclosure or use of customer information.
Third Party Disclosure of Information
Title One does not sell or disclose personal identification
information obtained on-line from visitors through the company
web site to anyone outside of Title One and its affiliated
companies unless (i) specifically authorized by a visitor;
(ii) such disclosure is to a Title One business partner that
can provide beneficial services to Title One customers and
such business partner agrees to keep the information Title
One provides confidential; (iii) required by law or a court
or government agency of competent jurisdiction; or (iv) such
disclosure is necessary to protect the safety of Title One
customers, employees, or property.
Co-Sponsors or Co-Branded Products/Services
If a visitor provides personal identification information
to Title One through a co-sponsored or co-branded site or
feature, the visitor may also be providing the personal identification
information to the co-sponsor. The visitor will be made aware
of this before the visitor submits the information and the
visitor can decide whether or not to participate. In the event
the visitor submits the personal identification information,
Title One shall not be responsible for the use of such information
by the co-sponsor.
Unsolicited E-mail
Title One does not send unsolicited "junk" e-mail (spam).
However, the company does use e-mail to communicate with customers
and respond to visitor inquiries, confirm orders placed online,
and send information requested by visitors through the company's
web site. Any visitors receiving unwanted e-mail from Title
One should contact the company and advise of their desire
not to receive future e-mails and/or request removal from
Title One 's e-mail list. As soon as reasonable practicable,
Title One will remove such visitor from the company's e-mail
list.
Cookies
Title One 's web sites may use "cookies" to improve the level
of service to visitors. Cookies are lines of text that are
transmitted to a web browser and stored on the visitor's hard
drive. When the visitor returns to the Title One web site
the cookie is transmitted back. Cookies provide a way for
a server to recall a previous request or registration, or
to keep track of a transaction as it progresses thereby eliminating
the need to repeat the information previously provided. A
cookie can only be accessed from the web site that placed
it on the visitor's system. The cookies used by Title One
do not collect personal identification information and Title
One does not combine information collected through cookies
with other personal information to determine a visitor's identity
or e-mail address. Cookies are commonly used on web sites
today and should not harm any system upon which they are transmitted.
Browsers can be configured to notify visitors when cookies
are about to be received and provide visitors with the option
of refusing cookies.
Future Privacy Policy Modifications
Title One is continually trying to improve the services it
provides customers and the experiences of visitors to the
company's web site. As such, Title One may expand its capabilities
for obtaining information about visitors in the future. Thus,
Title One reserves the right to revise its Privacy Principles
as required by advances in technology or other changes in
the collection of information through the internet.
Questions
Questions regarding this statement should be directed to CustomerService@titleoneinc.net
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